Rates and Fees


Effective September 1, 2024

Loan Rates
Loan Type APR*
First Mortgages Call (251) 435-5900 for details.
Visa® Credit Cards 9.99% to 18.00%
New Autos 5.25%
Used Autos 5.99%
New & Used Boats 7.99%
New & Used Motorcycles 7.99%
Other Secured Loans 7.99%
Fully Share Secured 2% Above Dividend Rate
Personal Loan 10.99%
*Rates quoted are best available and subject to change. Term limits may apply. Loan rates may vary depending on credit scoring. All loans subject to credit approval.
NEW AUTOS
Qualifying members may finance new autos up to 110% of MSRP plus tax, title and doc fee.
USED AUTOS
Financing not to exceed 110% of NADA retail value.
Current year models with less than 7,500 miles will be treated as a new auto.
NEW MOTORCYCLE LOANS
  • Financing not to exceed MSRP plus tax, title and doc fees.
  • *Minimum Payment Guideline - Monthly payment no less than $100.00.
USED MOTORCYCLE LOANS
  • Financing not to exceed NADA retail value.
  • *Minimum Payment Guideline - Monthly payment no less than $100.00.