Account Rates
Account Rates - Effective September 1, 2024
| Account Type | DIVIDEND RATE | APY* |
|---|---|---|
| Regular Share/Savings Average Daily Balance $50 - $9,999.99 | 0.35% | 0.35% |
| Regular Share/Savings Average Daily Balance $10,000.00 - and Over | 0.35% | 0.35% |
| Share Draft/Checking Average Daily Balance $500 and over | 0.055% | 0.055% |
| High Yield Share Draft/Checking* | 1.25% | 1.257% |
| Christmas Club Average Daily Balance $50 and over | 0.50% | 0.50% |
| Vacation Club Average Daily Balance $50 and over | 0.50% | 0.50% |
*APY = Annual Percentage Yield. All rates are subject to change without any notice. Fee may reduce earnings. Dividends on Regular Share/Savings and Club accounts are compounded and paid quarterly. Dividends on Share Draft/Checking accounts are compounded and paid monthly.
*To qualify for High Yield Share Draft/Checking, share draft accounts must meet all (4) of the following requirements: $500 Average Daily Balance, (1) Monthly Direct Deposit, (15) Debit Card Transactions, AND Receive Monthly eStatements. Any account not meeting the (4) requirements for High Yield Checking during a statement cycle will earn the rate of a Share Draft.
Certificate Rates - Effective September 1, 2024
| TERM | DIVIDEND RATE | APY* |
|---|---|---|
| 6 Months $500 Minimum Balance | 3.75% | 3.80% |
| 12 Months $500 Minimum Balance | 4.00% | 4.06% |
| 24 Months $500 Minimum Balance | 4.00% | 4.06% |
| 36 Months $500 Minimum Balance | 3.50% | 3.55% |
| 48 Months $500 Minimum Balance | 3.50% | 3.55% |
| 60 Months $500 Minimum Balance | 3.50% | 3.55% |
*APY = Annual Percentage Yield. Rates are subject to change without notice. Dividends on Certificates are compounded and paid quarterly. A penalty will be imposed for early withdrawal.
Minimum balance to open a Certificate is $500.